Navigating the Path to Homeownership
Why Enif? Trusted Mortgages, Trusted Advisor.
At Enif Michael Home Loans, we understand that mortgages are not a one size fits all solution. That’s why we will help you better navigate the home loan process from pre-approval to close versus the traditional mortgage process.
Jumbo Loans
Are you aiming to invest in a high-priced or luxury property? Jumbo loans are designed for homebuyers who require a loan that exceeds the conforming limits set by Freddie Mac and Fannie Mae.
Conventional Loans
If you have a strong credit score and a stable income, conventional loans can offer highly competitive interest rates. Suitable for both home purchases and refinances, conventional loans are a favored choice for many homeowners.
Our Mortgage Loan Types
FHA Loans
Ideal for first-time homebuyers, FHA loans offer a low down payment, flexible qualification requirements, and competitive interest rates. Backed by the Federal Housing Administration, these loans are designed to make homeownership accessible to more people.
VA Loans
To honor those who've served, we offer VA Loans. If you're an active-duty military member, a veteran, or a qualified surviving spouse, you can avail yourself of these loans backed by the Department of Veterans Affairs. Enjoy benefits such as no down payment and no mortgage insurance.
USDA Loans
Living in a rural or suburban area? USDA loans, supported by the U.S. Department of Agriculture, promote homeownership in less populated regions, often with zero down payment and low interest rates.
Let’s Start Your Homeownership Journey Together
Connect with us today and we'll help guide you to the right mortgage solution. Please fill out the contact form below and one of our expert mortgage consultants will get in touch with you shortly.
